For many families, owning a home is a fundamental step toward stability and building a better future. But for ITIN holders and other non-traditional buyers, the road to homeownership has been filled with challenges.
Take the Rodriguezes, for example. They saved diligently and managed to put down a significant down payment on their first home. With no access to traditional loans, they entered into a seller financing agreement — the only option they had.
But their journey wasn’t easy. The terms of their deal were confusing, and the interest rates were far higher than what a typical mortgage would offer. When their financing term ended, they still couldn’t qualify for a traditional loan to refinance. The investor who held their note took advantage of the situation, increasing fees and rates, stretching their payments beyond what was sustainable.
Eventually, the Rodriguezes faced the heartbreaking loss of the home they fought so hard to keep.
Stories like theirs are sadly all too common. These are hardworking people who contribute to their communities but have been preyed upon by predatory lending practices and faced impossible barriers to homeownership.
That’s why we’re proud to offer a new loan program that breaks down those barriers. With just a 3.5% down payment and relaxed income guidelines, this program opens the door for ITIN holders and other buyers who don’t fit the traditional mold.
No more sky-high down payments or confusing, unfair terms. Just a fair chance to build equity, stability, and a place to call home.
If you or someone you know could benefit from this opportunity, we’re here to help.
And for our Spanish-speaking clients — we habla español.
Everyone deserves a fair shot at the American Dream.
