How Adjustable-Rate Mortgages Work: Pros, Cons, and Smart Scenarios
If you’ve ever wondered how adjustable-rate mortgages work, you’re not alone. I get this question weekly from clients who want a lower payment but don’t want to gamble their house on a rate change. So let’s break it down, minus the jargon and sales pitch — just real talk about what ARMs are, how they […]
When Does an ARM Make More Sense Than a 30-Year Fixed Mortgage?
When Does an ARM Make More Sense Than a 30-Year Fixed? Homebuyers today often face a big decision: stick with the tried-and-true 30-year fixed loan or choose an adjustable-rate mortgage (ARM). Knowing when an ARM makes more sense than a 30-year fixed mortgage can help you save money, boost buying power, and make a smarter […]