Buy Before You Sell: A Better Way to Move Into Your Next Home
For a long time, homeowners who wanted to move felt like they only had one real option. Sell their current home first. Then try to buy the next one. On paper, that sounds simple enough. In real life, it can be a little more chaotic. Selling first can mean temporary housing, rushed decisions, moving twice, […]
Best of SLC 2026 Mortgage Lender: Houzd Mortgage
Best of SLC 2026 Mortgage Lender: Houzd Mortgage We are excited to share that Houzd Mortgage won Best of SLC 2026 Mortgage Lender! This recognition means a lot to us because Best of SLC decided off of votes from people in our community. Houzd Mortgage was listed as the Gold winner in the Mortgage Lender […]
Utah FHA Loan Requirements 2026: What You Actually Need to Qualify
If you’re trying to understand Utah FHA loan requirements 2026, you’re probably wondering one thing: “Can I actually qualify?” The good news—FHA loans are one of the most flexible ways to buy a home in Utah. However, they still have guidelines. And if you don’t understand how they work, things can get confusing fast. What […]
Best Mortgage Broker in Utah: How to Choose the Right Lender
Let’s clear something up real quick— If you Google “best mortgage broker in Utah,”you’ll find… a lot of people calling themselves the best. Shocking, I know. But if you’re actually buying a home, that doesn’t help much. So instead of adding to the noise, let’s walk through what actually matters when choosing a mortgage broker—and […]
What Credit Score Do You Need to Buy a House in Utah?
Let’s clear this up right away: You do not need perfect credit to buy a house in Utah. Somewhere along the way, people started thinking you need a 700+ score just to even have a shot… and that’s just not true. But—your credit score does matter. A lot. It just doesn’t work the way most […]
Top Loan Officers in South Jordan Utah — Houzd Mortgage Sweeps the Top 3
We’re thrilled to announce that three Houzd Mortgage loan officers were recognized as the Top Loan Officers in South Jordan Utah by FastExpert — a distinction that speaks to our team’s performance, professionalism, and local expertise. Specifically, according to FastExpert’s ranking for South Jordan, Utah: • Ashley Tuft – #1 Loan Officer in South Jordan […]
Doctor Loans: A Mortgage Built for Medical Professionals
Becoming a doctor is one of the hardest financial journeys out there. Years of school, residency income, and student loan balances that would scare a normal underwriting system. Then the mortgage world looks at you and says, “Sorry, you don’t fit the box.” That’s exactly why the Doctor Loan exists. This program was created to […]
Should I Refinance My Mortgage If Rates Drop Below 6%?
Short answer: maybe. Better answer: it depends. If you’ve been watching rates and thinking, “Should I refinance my mortgage below 6%?”—you’re not alone. That number has become a psychological line in the sand for a lot of homeowners. And honestly, I get it. Sub-6% feels like relief after the past couple of years. But refinancing […]
High 6% Interest Rates: Why Buyers Are Considering Refinancing
Remember when refinancing wasn’t even on the table? When interest rates jumped into the 7s and everyone just decided to tough it out? Well, here’s the good news — that’s changing. As of this week, we’re quoting 30-year conventional loans around 6.19% (6.32% APR), and that little shift is opening doors for a lot of […]
How to Qualify for ARM Loan in Utah | Utah ARM Loan Qualification Guide
If you’ve landed here, you’re probably Googling how to qualify for ARM loan in Utah. (Good news — you’re in the right place.) As a Utah-based mortgage broker, I’d rather break this down over a cup of coffee than shove you through complex charts. Let me walk you, step by step, through exactly what lenders […]