Labor Day Weekend in Utah: Celebrate, Explore & Enjoy
What events should you absolutely check out in Utah over Labor Day weekend (September 1–2, 2025)?From vibrant festivals to family-friendly fields and cultural celebrations, here’s your curated local guide—featuring six top events including the scenic Sunflower Festival at Cornbelly’s. Sunflower Festival at Cornbelly’s – Spanish Fork When: What to expect:Over 15 acres of vibrant sunflower […]
First-Time Homebuyer Programs in Utah: What You Really Need to Know
Buying Your First Home in Utah If you’re a first-time buyer in Salt Lake County or Utah County, you’ve probably asked: “How much do I need for a down payment?” The good news is—buying a home in Utah may be more affordable than you think. Several programs exist to help you with down payment and […]
Jerome Powell Jackson Hole Mortgage Rates: Fed Signals Possible Cut in September
This morning at the Jackson Hole Symposium, Jerome Powell’s update on mortgage rates gave markets the signal they were waiting for: the Fed may be ready to cut rates at their September 17th meeting. Key Takeaways from Powell’s Jackson Hole Speech Market Reaction: Mortgage Rates Move Lower This is good news for mortgage rates. Even […]
Anthony VanDyke and Carter Campbell Recognized as Top Loan Officers in Draper, Utah
Houzd Mortgage proudly announces that Anthony VanDyke and Carter Campbell rank as the Top Loan Officers in Draper, Utah, according to FastExpert. Commitment to Clients and Community Anthony and Carter each bring more than 18 years of mortgage experience. They combine deep market knowledge with a client-first approach. Over the years, they have helped hundreds […]
What If I Can’t Refinance in Year 2 of My 1-0 Buydown?
You’ve probably heard me talk a lot about the 1-0 buydown lately — and for good reason.It’s one of the most underused tools buyers can use in today’s market to lower their interest rate (and payment) for the first year of their mortgage. But I get this question a lot recently: “What happens in Year […]
Utah Rent vs Owning 2025 — How Buying Can Save You Money
If you’ve been following the Utah rent vs owning conversation, you’ve seen the same story repeat: rent rarely goes down. You might get a small discount when a new apartment opens, but once that lease renewal shows up, your payment almost always goes up. Forecasts for 2025 show rents climbing another 2–3% by year’s end. […]
Houzd Mortgage Named Top 12 Mortgage Broker in Sandy, Utah
Expertise.com reviewed 33 mortgage companies in and around Sandy, curated 24, and selected 12 Top Picks—and Houzd Mortgage made the list (last updated June 26, 2025). We’ll take the high-five, then get back to work helping buyers win homes without losing sleep. Why this recognition matters Expertise.com vets local pros using licensing checks, review analysis, […]
Rate Buydown Utah Mortgage: How One Buyer Locked in a Lower Rate with a 1-0 Buydown
If you’ve been exploring ways to buy a home, you’ve probably heard about a Rate Buydown Utah Mortgage. This powerful strategy has already helped Utah buyers—like Johnny—get into a home with a payment that actually works. When Johnny first came into our office, he wasn’t sure homeownership was possible. Between rising home prices and higher […]
Anthony VanDyke Named a Top Loan Officer in Salt Lake City by FastExpert
Anthony VanDyke, founder of Houzd Mortgage, was recently recognized by FastExpert as one of the Top Loan Officers in Salt Lake City. This acknowledgment highlights VanDyke’s consistent excellence in mortgage lending, his trusted reputation among Utah homebuyers, and his unwavering commitment to client success. It’s another milestone in a career built on delivering results and […]
Buy Now or Wait to Buy a Home in Utah? 2025 Market Insights
If you’re looking to buy a home in Utah and wondering whether to wait for interest rates to drop—or buy now and refinance later—you’re not alone. It’s one of the most common questions we get from first-time buyers, especially in places like Salt Lake City, Utah County, Davis County, and beyond. Let’s unpack the pros […]