NMLS # 888979
Loan Disclosure
This offer is made by Houzd Mortgage. Houzd Mortgage is not an Agency of the federal government. This is not a commitment to make a loan. All approvals are subject to underwriting guidelines. Underwriting guidelines include but are not limited to: acceptable credit and income history, current homeowners insurance, etc. Rates and terms are subject to change based on market conditions and borrower eligibility. All will not qualify.
Privacy Statement
This Privacy Policy (“Policy”) explains how Houzd Mortgage (“Company,” “we,” “us,” or “our”) collects, uses, discloses, and protects personal information obtained from users (“you” or “your”) of our mortgage website (“Website”). We are committed to safeguarding your privacy and ensuring the security of your personal information. By accessing or using our Website, you consent to the practices described in this Policy.
1. Information We Collect:
We may collect the following information from you:
1.1 Personal Information:
– Name
– Contact details
(such as address, email, and phone number)
– Date of birth
– Social security number
– Employmentinformation
– Financial details
– Other relevant information necessary to process your mortgage application
We may collect this information through forms, applications,
or other interactive features on our Website. We may also use cookies, web
beacons, and similar technologies to gather usage information.
2. Use of Information:
We use the collected information for the following purposes:
2.1 Provision of Services:
– Process mortgage applications
– Evaluate eligibility
– Communicate with you
– Respond to inquiries
– Customize and enhance user experience
2.2 Communication and Marketing:
– Send updates, notifications, and promotional offers related to our mortgage products and services
– By using our mortgage website, you consent to be contacted by SMS, text messages, phone calls, and emails for communication purposes related to our services, updates, and notifications.
2.3 Legal Obligations:
– Comply with applicable laws, regulations, legal proceedings, or governmental requests
– Establish, exercise, or defend legal rights
3. Information Sharing:
We may share your information in the following
circumstances:
3.1 Third-Party Service Providers:
– Trusted service providers who assist in operating our Website and processing mortgage applications
3.2 Business Transfers:
– In the event of a merger, acquisition, or sale of all or a portion of our business or assets
3.3 Legal Requirements:
– To comply with applicable laws, regulations, legal processes, or enforceable governmentalrequests
4. Data Security:
We implement reasonable security measures to protect your personal information from unauthorized access, use, or disclosure. However, no data transmission over the internet or electronic storage method is completely secure. While we strive to protect your information, we cannot guarantee its absolute security.
5. Your Choices and Rights:
5.1 Opt-Out:
– You have the right to opt-out of receiving marketing communications from us by following the unsubscribe instructions included in each communication or contacting us directly.
5.2 Access and Updates:
You may have the right to access, update, correct, or delete certain personal information we hold about you. To exercise these rights or make inquiries about your information, please contact us using the information provided.
6. Contact Us:
For any inquiries, to exercise your rights, or to opt-out of
marketing communications, please contact us at:
Houzd Mortgage
11550 S 700 E STE 100 Draper UT 84020
801-206-4343
Please note that we reserve the right to modify this Policy
at any time. Any changes will be effective upon posting the updated version on
our Website or by other means of notification to you.
By using our Website, you acknowledge that you have read and
understood this Policy and agree to be bound by its terms and conditions.
© 2024 All Right Reserved Houzd Mortgage, ALV Enterprises Inc.
