Freddie Mac Expands Asset Depletion Mortgage Guidelines
Have plenty of money in savings or investments, but not enough traditional monthly income to qualify for the mortgage you want? A major update from
August 17, 2026
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Have plenty of money in savings or investments, but not enough traditional monthly income to qualify for the mortgage you want? A major update from
If you’ve driven down State Street in Sandy and wondered when that very pink building was actually going to start handing out doughnuts, the wait
Asset Depletion Mortgages: How Your Assets May Help You Qualify for a Home Loan Not everyone earns income through a traditional W-2 paycheck. Some people
If you purchased a Utah home with less than 20% down, there is a good chance your monthly mortgage payment includes private mortgage insurance, commonly
If you are buying a home or refinancing, you may hear the term LTV. But what is LTV, and why does it matter? LTV stands
If you’re paying Private Mortgage Insurance (PMI) each month, you’re probably wondering: “When can I remove PMI?“ The good news is that PMI does not
Imagine having your own place in Park City for ski weekends, a condo in St. George when you need sunshine, or a home base near
Many Utah homebuyers assume they need 20% down to purchase a home. That is not always true. Depending on your income, credit, loan type, and
A good friend of mine recently asked me a simple question: What should a listing agent ask the buyer’s lender before recommending an offer to