Buying a Condo in Your Dream Utah Location
Imagine having your own place in Park City for ski weekends, a condo in St. George when you need sunshine, or a home base near Bear Lake for summer trips. Instead of searching for a hotel every time you travel, you could arrive at a place that already feels like home. Your clothes are in […]
Buying a Home in Utah With 1% Down
Buying a home in Utah with 1% down may sound too good to be true. For many buyers, the biggest challenge is not the monthly mortgage payment. It is the upfront cash needed for the down payment. That is why the 1% down program can be such a helpful option for qualified Utah homebuyers. If […]
Is the 1% Down Program Only for First-Time Buyers?
One of the biggest misconceptions about the 1% down program is that only first-time homebuyers can use it. A lot of low down payment programs focus on first-time buyers. So, it makes sense that people assume this one works the same way. But here is the good news: more buyers may qualify for the 1% […]
Buy a Home with 1% Down in Utah When Life Says It’s Time
Sometimes people buy a home because the market looks perfect. Most of the time though, people buy a home because life tells them it is time. The commute might be wearing on you. You may want to live closer to family. Or life may have changed with a new marriage, a baby on the way, […]
Buy First, Sell Later: A Smarter Way to Use Your Home Equity
Buying a new home sounds exciting. Selling your current home first? Not always as fun. For many homeowners, the problem is not whether they can buy another home eventually. The problem is timing. Their equity is locked in their current home, but they need that money to buy the next one. That is where a […]
A Cost-Effective Listing Strategy: Buy First, Sell Later
Which home do you think sells better? A vacant home that has been cleaned up, painted, touched up, staged, and can be shown anytime? Or a lived-in home with kids, pets, laundry, old carpet, and hard showing windows? Exactly. That is one reason Buy First, Sell Later can be more than just a convenience option. […]
Purchase with 1% Down in Utah
Buying a home in Utah can feel harder when saving for a down payment keeps moving the finish line. The good news is that a new option may help. With the Houzd Mortgage 1% Down program, qualified buyers may be able to purchase a home with just 1% down out of pocket. For many buyers, […]
Buy Before You Sell Bridge Loan: How One Client Bought First and Sold Later
A Buy Before You Sell Bridge Loan can be a powerful solution for homeowners who have plenty of equity but not enough liquid cash to buy their next home before selling their current one. We recently helped a client in this exact situation. They owned a $1.7 million home free and clear. Their kids had […]
UWM VantageScore Update: What FICO and VantageScore Mean for Homebuyers
UWM VantageScore changes are giving mortgage brokers another way to help qualified buyers get approved for a home loan. United Wholesale Mortgage recently announced that brokers working with UWM now have access to both FICO® and VantageScore® for conventional loans. That may sound like a small credit update, but it could make a real difference […]
Buy Before You Sell: A Better Way to Move Into Your Next Home
For a long time, homeowners who wanted to move felt like they only had one real option. Sell their current home first. Then try to buy the next one. On paper, that sounds simple enough. In real life, it can be a little more chaotic. Selling first can mean temporary housing, rushed decisions, moving twice, […]