Buying a Home in Utah With 1% Down
Buying a home in Utah with 1% down may sound too good to be true. For many buyers, the biggest challenge is not the monthly mortgage payment. It is the upfront cash needed for the down payment. That is why the 1% down program can be such a helpful option for qualified Utah homebuyers. If […]
Is the 1% Down Program Only for First-Time Buyers?
One of the biggest misconceptions about the 1% down program is that only first-time homebuyers can use it. A lot of low down payment programs focus on first-time buyers. So, it makes sense that people assume this one works the same way. But here is the good news: more buyers may qualify for the 1% […]
Future Millionaires Podcast: Anthony VanDyke on Staying Focused in a Chaotic Market
I was recently interviewed by Saahil Baxi on the Future Millionaires podcast, and it turned into a great conversation about money, habits, business, and staying focused when the market feels chaotic. Saahil’s podcast is built for young adults, entrepreneurs, creators, and future leaders who want to ask better questions about finances and the future. I […]
Goodwill Adjustment on Credit: Can It Help Your Mortgage Approval?
A goodwill adjustment on credit is something many future homebuyers have never heard of until one late payment starts causing problems. If you are thinking about buying a home, your credit history matters. Lenders look at your score, but they also review the details behind that score. Late payments, collections, high balances, and recent credit […]
Mid-Year Credit Check-In: A Smart Move for Future Homebuyers
A mid-year credit check-in may not sound exciting, but it can be one of the smartest moves you make if buying a home is even remotely on your radar. June is the halfway point in the year. It gives you time to review your credit, fix small issues, and make a better plan before the […]
How to Buy a House with Bankruptcy (What You Need to Know)
If you’re trying to buy a house with bankruptcy, you’re probably wondering if it’s even possible. Short answer: yes. Longer answer: it depends on timing, strategy, and how your credit has been rebuilt since. Because bankruptcy doesn’t mean you’re done—it just means you need a plan. Can You Buy a House After Bankruptcy? Yes, you […]
Mortgage for Self Employed Utah: What Actually Matters
Let’s just say it straight—if you’re looking for a mortgage for self employed Utah borrowers can actually qualify for, getting a loan is… different. Not impossible. Not even that uncommon. Just different. And if you’ve already talked to a lender who made it feel complicated, confusing, or flat-out discouraging… I get why and just know […]
Who Can Close Fast in Salt Lake County?
If you’re trying to close fast Salt Lake County, you’re probably not just browsing Zillow for fun. You’re trying to win. And in this market, speed isn’t just a “nice to have.”It’s often the difference between getting the house… or watching someone else move into it. Why Closing Fast Matters in Salt Lake County Salt […]
Best Mortgage Broker in Utah: How to Choose the Right Lender
Let’s clear something up real quick— If you Google “best mortgage broker in Utah,”you’ll find… a lot of people calling themselves the best. Shocking, I know. But if you’re actually buying a home, that doesn’t help much. So instead of adding to the noise, let’s walk through what actually matters when choosing a mortgage broker—and […]
What Credit Score Do You Need to Buy a House in Utah?
Let’s clear this up right away: You do not need perfect credit to buy a house in Utah. Somewhere along the way, people started thinking you need a 700+ score just to even have a shot… and that’s just not true. But—your credit score does matter. A lot. It just doesn’t work the way most […]