More than a decade later, I continue to be grateful for that decision. Soon after I started my business we went through one of the worst real estate declines in U.S. history, and I saw how important it is to provide my clients with the right mortgage solutions for their specific real estate needs. This has given me a passion to know everything possible about my industry and drives me to do things others in the industry probably think are obsessive – such as repeatedly reading the 1,800-page Mortgage Guidelines for fun.

In fact, I love my work so much that Monday is my favorite day. That is the day I get to go back to work.

I love working with a team and, other than loving Monday, another oddity is that my favorite color is “clear.” Yep, the non-color clear, like a glass of water or window, is really cool because it represents transparency – you can see right through it and nothing is hidden. That’s how our team works with each other and our clients.

Helping You Build a Financial Future, One Home at a Time

My job is an important link in one of the most important life and financial decisions most people ever make – choosing their home. Helping people purchase a home or refinancing an existing mortgage to improve someone’s financial situation is extremely gratifying to me. I can’t imagine doing anything else to support my family and contribute to my community.

Learn more about Houzd Mortgage.

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Whether you’re buying your first home, upgrading for more space, or refinancing, I believe the best mortgage experience comes from more than just securing a loan—it comes from having a plan.

Over the past decade, I’ve built my business on staying proactive, anticipating challenges, and delivering smart – tailored solutions that help my clients feel confident every step of the way.

That approach has allowed me to consistently rank among the Top 1% of mortgage brokers nationwide, earn recognition as a Top 20 Purchase Loan Officer in Utah, and be named one of UWM’s Top 100 Purchase Brokers nationally.

But titles aren’t what matter most. The real win for me is building long-term relationships and being the trusted lending partner families return to time and again.

Outside the office, I’m a husband and proud dad of three. Family is what drives me, and it’s why I care so deeply about helping other families feel secure in theirs.

Learn more about Houzd Mortgage.

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I remember my parents buying their first home in Utah back in 1998. It was a stressful experience for them, so when I got into the industry I made it my #1 goal to make the process as simple and stress-free as possible for my clients.

12+ years in the mortgage industry has taught me a lot. Thanks to our systems and processes here at Houzd we catch most things before they become an issue. This helps ease some of the burden and stress from a client’s loan experience.

As your loan officer, I have your best interest in mind and want to ensure you get in the best loan for your situation.

I grew up in Sevier County, which gave me a lot of knowledge of Utah and how great it is to live and grow a family here. I currently live in Herriman with my beautiful wife and daughters. We love trying local restaurants and camping whenever I can convince them to head outdoors with me.

We love Utah and all that it has to offer and I hope if you choose to work with me and lay roots here that you find a similar love and appreciation for it too

I look forward to helping you find the perfect loan for your situation.

Reach out today with any questions.

Learn more about Houzd Mortgage.

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As a dedicated and experienced professional at Houzd Mortgage, Vicky serves as mortgage expert. With a passion for helping clients achieve their homeownership dreams, by bringing their experience in the mortgage industry to the team.

Expertise and Experience

Vicky has a deep understanding of the mortgage process. Their commitment to personalized service ensures that each client receives tailored solutions that fit their unique financial needs.

Client-Centered Approach

Known for their client-centered approach, Vicky takes the time to listen to clients’ goals and concerns, providing clear and transparent guidance throughout the entire mortgage journey. Whether it’s securing a competitive interest rate or navigating the complexities of refinancing, she is dedicated to making the process as smooth and stress-free as possible.

Background and Education

She is equipped with the knowledge and skills necessary to excel in the mortgage industry. Her ongoing commitment to professional development ensures staying up-to-date with the latest industry trends and best practices.

Learn more about Houzd Mortgage.

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I quickly realized home financing was the career path I had been looking for. Especially when I discovered the impact of a Mortgage Loan Advisor and that 80% of home financing transactions in the Mortgage Industry end with a bad experience for the client.

To create the change I want to see, my goal is for you to have an incredible home-buying experience.

I achieve this by ensuring that I am knowledgeable of loan programs and the market, by trying to understand your needs and goals and then present you with options, by being available to answer any questions you may have, by communicating with you throughout the home financing process, and ultimately by getting you to the closing table as quickly as possible.

I am excited to work with you, and show you first-hand how I can give you an incredible home financing experience!

Learn more about Houzd Mortgage.

The post Sara Bachynski appeared first on Houzd.

Today, I work with clients across Utah and beyond, guiding them through everything from purchasing a first home to expanding a real estate investment portfolio. I specialize in DSCR loans for real estate investors and also have extensive experience with conventional, FHA, VA, and construction financing. Whether you’re qualifying based on cash flow or building a custom home from the ground up, I’ll help you move forward with clarity and confidence.

What sets me apart is my commitment to making the mortgage process feel simple and stress-free. I prioritize clear communication, step-by-step guidance, and thoughtful planning—so you can focus on your goals, not the paperwork.

I earned my degree in Spanish and Business Administration from the University of Utah. Outside of work, I spend most of my time with my wife, Elsie, and our two awesome kids. We love being outdoors—and when I get the chance to sneak away, there’s a good chance you’ll find me on the golf course.

Whether you’re buying, refinancing, or investing, I’d love to help you build a mortgage strategy that fits your life—now and for the future.

Learn more about Houzd Mortgage.

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My journey into real estate was driven by a deep-seated passion to be the guiding light for individuals pursuing the dream of home ownership. I believe that everyone deserves the opportunity to own a home, and sometimes all it takes is someone who believes in you and can navigate you through the confusing process.

With a passion for connecting people with their ideal homes, I’ve dedicated myself to being that beacon of support and guidance. Whether you’re a first-time homebuyer or seasoned in the real estate market, I am here to make your journey as smooth and enjoyable as possible.

Join me on this exciting adventure, where dreams of home ownership become a reality, and let’s create lasting memories in the homes that shape our lives.

Aloha!

Learn more about Houzd Mortgage.

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I’ve been in the mortgage world since 2011, got my license in 2014, and officially went out on my own in 2017. Since then, I’ve made it my mission to fight for the people who just need someone to believe in them—and get the job done with heart and hustle.

Outside of work, I’m married to my dream guy—he’s an amazing man who not only embraces my ‘crazy’ decisions but fully supports my career drive and dedication. Together, we’ve built a life that’s the perfect mix of chaos and joy with our three kids: Liam, Lucas, and Austyn Sue. They keep us laughing, guessing, and constantly in motion.

As a family, we live for the outdoors—basically anything that helps burn off all that kid energy and gives us time to soak in the good stuff.

My job over the year has continued to be about more than numbers and paperwork to me—it’s about people. And I’d love to be in your corner for whatever chapter comes next.

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Jedediah has extensive experience with a wide range of mortgage products, including VA loans, FHA loans, conventional financing, and reverse mortgages. He has successfully closed many VA mortgages, helping veterans and active-duty service members take full advantage of the benefits they have earned through their service.

Known for his straightforward and honest approach, Jedediah focuses on educating his clients so they understand their options and feel confident in their decisions. Whether working with first-time homebuyers, seasoned investors, or homeowners over the age of 62 exploring reverse mortgage options, he is committed to making the lending process smooth and stress-free.

Jedediah proudly serves clients across Utah and works closely with real estate professionals to ensure transactions close efficiently and on time.

He has been Married to his wife Lauren since 2018, they have 2 lovely daughters together, Kellie and Beverly.  

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I’ve been working in the industry for over four years. Through the various positions I’ve held in the industry, I’ve learned the ins and outs of what it takes to help secure a great deal for your mortgage.

When I’m not in the office you can find me spending time with my family, volunteering with my church or traveling to a new destination on my bucket list.

I am excited about the opportunity to educate more people about the process of buying a home and the importance of building financial wealth through home ownership.

If you have any questions about purchasing or refinancing please don’t hesitate to reach out. I am here and happy to answer any questions you may have.

Learn more about Houzd Mortgage.

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