Buying a Condo in Your Dream Utah Location
Imagine having your own place in Park City for ski weekends, a condo in St. George when you need sunshine, or a home base near Bear Lake for summer trips. Instead of searching for a hotel every time you travel, you could arrive at a place that already feels like home. Your clothes are in […]
Down Payment Options in Utah: How Much Do You Really Need?
Many Utah homebuyers assume they need 20% down to purchase a home. That is not always true. Depending on your income, credit, loan type, and the property you are buying, you may have several down payment options in Utah. At Houzd Mortgage, we have access to a wide range of loan programs. That allows us […]
Buying a Home in Utah With 1% Down
Buying a home in Utah with 1% down may sound too good to be true. For many buyers, the biggest challenge is not the monthly mortgage payment. It is the upfront cash needed for the down payment. That is why the 1% down program can be such a helpful option for qualified Utah homebuyers. If […]
Buy a Home with 1% Down in Utah When Life Says It’s Time
Sometimes people buy a home because the market looks perfect. Most of the time though, people buy a home because life tells them it is time. The commute might be wearing on you. You may want to live closer to family. Or life may have changed with a new marriage, a baby on the way, […]
Single Women Buying Homes in Utah: Why More Are Buying Now
Single women buying homes in Utah is one of the most interesting shifts we’re seeing in today’s market. Right now, single women make up roughly 21% of homebuyers in Utah. That’s a meaningful jump compared to past years. More women are choosing to buy on their own, and the reasons behind it are actually pretty […]
Utah FHA Loan Requirements 2026: What You Actually Need to Qualify
If you’re trying to understand Utah FHA loan requirements 2026, you’re probably wondering one thing: “Can I actually qualify?” The good news—FHA loans are one of the most flexible ways to buy a home in Utah. However, they still have guidelines. And if you don’t understand how they work, things can get confusing fast. What […]
What Credit Score Do You Need to Buy a House in Utah?
Let’s clear this up right away: You do not need perfect credit to buy a house in Utah. Somewhere along the way, people started thinking you need a 700+ score just to even have a shot… and that’s just not true. But—your credit score does matter. A lot. It just doesn’t work the way most […]
Best Loan Officer in Salt Lake County for First-Time Buyers
If you’re searching for the best loan officer Salt Lake County for first-time buyers, you’re probably not looking for “the best.” You’re looking for someone you can trust to handle it the right way. Because buying your first home?There’s a lot going on—and the wrong lender can make it way harder than it needs to […]
Utah First-Time Homebuyer Grants: How to Get Down Payment Assistance
Utah first-time homebuyer grants are helping buyers across the state purchase homes sooner than they thought possible. If saving for a down payment feels like the biggest obstacle between you and homeownership, you are not alone. Fortunately, several Utah programs exist specifically to bridge that gap. In 2026, grants and down payment assistance programs remain […]