Down Payment Options in Utah: How Much Do You Really Need?

Many Utah homebuyers assume they need 20% down to purchase a home. That is not always true. Depending on your income, credit, loan type, and the property you are buying, you may have several down payment options in Utah. At Houzd Mortgage, we have access to a wide range of loan programs. That allows us […]

Good Income? No Down Payment? The 1% Down Program May Help

A lot of buyers are in an interesting spot right now. They have good income, can afford the monthly mortgage payment and they feel ready to buy a home. But there is one problem. They do not have a large down payment saved. If that sounds familiar, you are not alone. Saving for a down […]