Fannie Mae Departing Residence Guidelines
Fannie Mae Just Changed the Conversation for Move-Up Buyers Who Want to Keep Their Home The new Fannie Mae departing residence guidelines may help you buy a new home and keep your current one as a rental. Eligible buyers can use supported market rent to help offset their existing housing payment, without securing a tenant […]
Utah Halloween Events 2026: A New Drone Show & Sundance’s Spooky Lift Rides
Looking for Utah Halloween events in 2026? Two options worth adding to your calendar are Bumble’s Drone Spooktacular in South Jordan and Sundance’s Halloween Lift Rides. One brings Halloween fun to the sky above a ballpark. The other takes you into the mountains for a spooky evening ride. Whether you’re planning a family outing or […]
Bridge Loan Utah: Buy Before You Sell Your Current Home
A bridge loan in Utah can help homeowners buy their next home before selling their current one. That can be especially useful when you find the right house but do not want your offer to depend on selling your existing property first. Instead of waiting for your current home to close, bridge financing may give […]
Conventional Loan Utah: Requirements, Down Payment & Options
If you are looking for a conventional loan in Utah, this is one of the most common mortgage options available to homebuyers. A conventional mortgage can be a strong fit if you have solid credit, stable income, and want flexible down payment options. What Is a Conventional Loan in Utah? A conventional loan is a […]
Why the Housing Market Will Never Be Completely Perfect
If you are waiting for the perfect housing market before buying a home, you may be waiting a very long time. Most buyers want: That sounds great. It also almost never happens all at once. Why the Perfect Housing Market Is Hard to Find Housing markets are constantly changing. When mortgage rates fall, more buyers […]
Fast Pre-Approval in Utah: How to Get Pre-Approved Quickly
Need a fast pre-approval in Utah? In many cases, getting pre-approved for a mortgage can happen much faster than buyers expect—especially when you have your basic information and documents ready. At Houzd Mortgage, we regularly help Utah homebuyers get pre-approved quickly so they can start shopping, write an offer, or compete on a home without […]
5 Things to Do Now If You Want to Buy a Home in 2027
If you want to buy a home in 2027, the best time to start preparing is now. You do not need to be fully ready today. But giving yourself several months to improve credit, build savings, and create a plan can make the process much easier when it is time to buy. Here are five […]
Creative Mortgage Financing in Utah for Complex Loan Situations
If you have a unique income situation, own a business, invest in real estate, or have already been told “no” by another lender, creative mortgage financing in Utah may give you more options than you realize. At Houzd Mortgage, complex loan scenarios are kind of our thing. As a mortgage broker, we are not limited […]
6 Best Family-Friendly Fall Outings in Utah
Looking for the best family-friendly fall outings in Utah? You do not need an all-day hike to see some incredible fall colors. Utah has plenty of scenic drives paired with short walks, waterfalls, lakes and overlooks. Here are six of our favorites for an easy family fall adventure. 1. Alpine Loop + Cascade Springs The […]
Sell Your Condo Before 2027? Here’s Why It May Be Worth Considering
If you have been debating whether to sell your condo, 2026 may be a good time to take a serious look at your options. New conventional mortgage guidelines are changing how condominium projects are reviewed. Beginning in 2027, one of the biggest changes will be stricter requirements around how much money condo associations set aside […]