No savings? No problem. The new Dynamite Program changes everything.
If you’ve been waiting until you “save enough” to buy a home—stop waiting. The Dynamite Program just launched, and it’s flipping the script for buyers who don’t have cash sitting in the bank. Here’s what makes it different: it gives you 3.5% toward your down payment as a gift, not a loan. You don’t repay […]
Is Refinancing Still Worth It with Today’s Rates?
Most people think refinancing only makes sense when interest rates are low. That’s because they’re focused on the wrong thing. The rate isn’t the problem—cash flow is the problem. The truth is, refinancing can still be one of the smartest financial moves you make, even at a higher rate, if it helps you eliminate bad […]
The Truth About Down Payment Assistance: What Most Homebuyers Don’t Know
If you think you need 20% down to buy a home, you’re not alone. It’s one of the biggest myths in real estate. The truth? Most buyers purchase with just 3-5% down—and many qualify for Down Payment Assistance (DPA) programs that can cover part of their down payment and even closing costs. Yet, 83% of […]
STOP! Don’t Buy That Boat (Yet): 5 Surprising Ways to Sabotage Your Home Loan
Picture this: You are about to close on your dream home. Then, BOOM. The deal falls through because you financed a brand-new jet ski two days before closing. Who knew that buying a floating couch could sink your mortgage approval? Buying a home is exciting, but it is also a fragile process that can derail […]
Is Your Financial Plan Ready for 2025?
The end of the year is the perfect time to take control of your finances. As the year comes to a close, you might be focused on holiday plans, but don’t overlook an important opportunity: a year-end financial review. Whether you’re planning to buy a home, invest, or strengthen your financial health, assessing your situation […]
Devry & Lori Davis are presenting a special screening of Moana 2!
Join Us for a Family-Friendly Screening as Our Way of Saying Thank You! Devry & Lori Davis are thrilled to invite you and your family to a special screening of Moana 2, a small gesture of appreciation for your ongoing support! Enjoy an evening at the movies on us, with showtimes available to suit your […]
Carter Campbell presents a special screening of Moana 2!
Join Us for a Family-Friendly Screening as Our Way of Saying Thank You! Carter Campbell is thrilled to invite you and your family to a special screening of Moana 2, a small gesture of appreciation for your ongoing support! Enjoy an evening at the movies on us, with showtimes available to suit your schedule. Check […]
Anthony VanDyke presents a special screening of Moana 2!
Join Us for a Family-Friendly Screening as Our Way of Saying Thank You! Anthony VanDyke is thrilled to invite you and your family to a special screening of Moana 2, a small gesture of appreciation for your ongoing support! Enjoy an evening at the movies on us, with showtimes available to suit your schedule. Check […]
Lock In Today’s Price, Get Tomorrow’s Rate
How Houzd Mortgage Helps You Win in Any Market In today’s ever-shifting housing market, potential homebuyers face the unique decision of when to take the plunge. The Federal Reserve has recently reduced the Fed funds rate by an additional 0.25% in November, setting the stage for future likely decreases in mortgage rates. For buyers, this trend points to an important opportunity: buy now […]
Is Now the Time to Refinance?
For many homeowners, the dream of owning a home can come with an unexpected burden : the feeling of being “house poor.” That’s exactly where the Johnson family found themselves just two years after buying their house. While they were making their mortgage payments, the financial strain left little room for anything extra. Monthly budgets […]
