Buying a Home After Bankruptcy – What You Need to Know
If you are considering buying a home after bankruptcy, you are not alone. While bankruptcy can feel like a financial reset, it does not permanently close the door to homeownership. In fact, many buyers successfully purchase or refinance within a few years of filing. The key is understanding timing, credit recovery, and loan guidelines. Let’s […]
Best Loan Officer in Salt Lake County for First-Time Buyers
If you’re searching for the best loan officer Salt Lake County for first-time buyers, you’re probably not looking for “the best.” You’re looking for someone you can trust to handle it the right way. Because buying your first home?There’s a lot going on—and the wrong lender can make it way harder than it needs to […]
Best Mortgage Lender Best of SLC 2026 – Houzd Mortgage
Best Mortgage Lender Best of SLC 2026 Nominee Houzd Mortgage was nominated for Best Mortgage Lender Best of SLC 2026, and we found out late. Still, this one matters. The Best of SLC isn’t just another list. It reflects what’s actually happening in the Salt Lake market right now. It highlights the companies people trust when […]
Buying Now vs Waiting – What History Tells Us (and What It Doesn’t)
If you are debating buying now vs waiting, you are not alone. In fact, it may be the most common question in today’s housing market. Should you wait for rates to drop?Should you wait for prices to fall?Or should you buy now and adjust later? History gives us clues. However, it does not give us […]
Seller Paid Rate Buydown – The #1 Creative Financing Option Buyers Are Using Right Now
Right now, one of the most powerful creative financing strategies in the market is the seller paid rate buydown. While many buyers focus only on price, savvy buyers are negotiating terms that directly lower their monthly payment. In today’s rate environment, structure matters more than ever. As a result, seller paid rate buydowns have become […]
Top Loan Officers in South Jordan Utah — Houzd Mortgage Sweeps the Top 3
We’re thrilled to announce that three Houzd Mortgage loan officers were recognized as the Top Loan Officers in South Jordan Utah by FastExpert — a distinction that speaks to our team’s performance, professionalism, and local expertise. Specifically, according to FastExpert’s ranking for South Jordan, Utah: • Ashley Tuft – #1 Loan Officer in South Jordan […]
Divorce and Mortgage in Utah – What Happens to the House?
No one gets married planning for divorce. However, life changes. When it does, the house often becomes one of the biggest financial questions to solve. If you are navigating divorce and mortgage in Utah, you are not alone. More importantly, you have options. Whether you currently own a home together, want to keep the house, […]
Loan Officer Jobs in Utah – Why Join Houzd Mortgage
If you are researching loan officer jobs in Utah, you are likely asking a bigger question: where can I actually grow? Production matters. Compensation matters. However, long-term trajectory matters even more. At Houzd Mortgage, we are a Utah-based mortgage broker built for loan officers who want to scale intentionally. Rather than simply offering a seat […]
Utah First-Time Homebuyer Grants: How to Get Down Payment Assistance
Utah first-time homebuyer grants are helping buyers across the state purchase homes sooner than they thought possible. If saving for a down payment feels like the biggest obstacle between you and homeownership, you are not alone. Fortunately, several Utah programs exist specifically to bridge that gap. In 2026, grants and down payment assistance programs remain […]
Top Loan Officers in Salt Lake City Utah – Four Houzd Mortgage Leaders Ranked by FastExpert
We’re proud to share that four Houzd Mortgage loan officers were ranked among the Top Loan Officers in Salt Lake City Utah by FastExpert. This recognition highlights the consistency, professionalism, and results our team delivers across the Wasatch Front. More importantly, having four loan officers inside the top five is more than a milestone. Instead, […]