VA Loans in Utah: Requirements, Benefits, and How to Qualify
VA loans in Utah help eligible veterans, service members, and certain surviving spouses purchase a primary home, often without a down payment. They also have no monthly mortgage insurance, which can make a meaningful difference in your housing budget. Whether you’re buying near Hill Air Force Base, moving to Salt Lake County, or settling elsewhere […]
Self-Employed Mortgage in Utah: When Tax Returns Don’t Tell the Whole Story
“I’ve talked to multiple lenders, and they all tell me the same thing. I don’t qualify.” That’s how a recent conversation started with a business owner in Sandy, Utah. If you’ve struggled to qualify for a self-employed mortgage in Utah, his experience may sound familiar. Your business is doing well, but the income a lender […]
Higher Mortgage Rates Don’t Always Mean Higher Payments
Higher mortgage rates do not always mean a higher monthly payment when you’re comparing homes at different prices. A lower purchase price can reduce the amount you borrow enough to offset a higher rate. If you’ve been waiting to buy a home in Utah because rates feel high, it may be time to revisit the […]
Seller Concessions in Utah: What Are the Limits?
Seller Concessions in Utah: What Are They and What Are the Limits? Seller concessions are negotiated contributions from a home seller toward a buyer’s eligible purchase expenses. They can help cover closing costs, prepaid expenses, or an approved mortgage buydown. For buyers exploring seller concessions in Utah, the opportunity goes beyond getting a lower asking […]
Should I Buy Now or Wait for Rates to Drop?
Should you buy now or wait for mortgage rates to drop? For Utah homebuyers, the answer depends on more than the interest rate. Your budget, available homes, and ability to negotiate matter, too. Waiting could mean a lower payment. However, it could also mean shopping alongside more buyers who were waiting for the same thing. […]
Bridge Loan in Utah: Buy Your Next Home Before Selling
A bridge loan in Utah may help you buy your next home before selling your current house. For eligible homeowners, this short-term financing can provide access to home equity for the next purchase. That means you may be able to move first, then prepare your old home for sale. What if you could move before […]
How Much House Can I Afford in Utah?
If you are wondering how much house you can afford in Utah, the answer depends on more than just your income. Your monthly debts, down payment, interest rate, property taxes, homeowners insurance, HOA dues, and loan program can all affect your buying power. That is why two buyers with the same salary may qualify for […]
Fannie Mae Departing Residence Guidelines
Fannie Mae Just Changed the Conversation for Move-Up Buyers Who Want to Keep Their Home The new Fannie Mae departing residence guidelines may help you buy a new home and keep your current one as a rental. Eligible buyers can use supported market rent to help offset their existing housing payment, without securing a tenant […]
Utah Halloween Events 2026: A New Drone Show & Sundance’s Spooky Lift Rides
Looking for Utah Halloween events in 2026? Two options worth adding to your calendar are Bumble’s Drone Spooktacular in South Jordan and Sundance’s Halloween Lift Rides. One brings Halloween fun to the sky above a ballpark. The other takes you into the mountains for a spooky evening ride. Whether you’re planning a family outing or […]
Bridge Loan Utah: Buy Before You Sell Your Current Home
A bridge loan in Utah can help homeowners buy their next home before selling their current one. That can be especially useful when you find the right house but do not want your offer to depend on selling your existing property first. Instead of waiting for your current home to close, bridge financing may give […]