Who Can Close Fast in Salt Lake County?
If you’re trying to close fast Salt Lake County, you’re probably not just browsing Zillow for fun. You’re trying to win. And in this market, speed isn’t just a “nice to have.”It’s often the difference between getting the house… or watching someone else move into it. Why Closing Fast Matters in Salt Lake County Salt […]
Best Mortgage Broker in Utah: How to Choose the Right Lender
Let’s clear something up real quick— If you Google “best mortgage broker in Utah,”you’ll find… a lot of people calling themselves the best. Shocking, I know. But if you’re actually buying a home, that doesn’t help much. So instead of adding to the noise, let’s walk through what actually matters when choosing a mortgage broker—and […]
What Credit Score Do You Need to Buy a House in Utah?
Let’s clear this up right away: You do not need perfect credit to buy a house in Utah. Somewhere along the way, people started thinking you need a 700+ score just to even have a shot… and that’s just not true. But—your credit score does matter. A lot. It just doesn’t work the way most […]
Buying a Home After Bankruptcy – What You Need to Know
If you are considering buying a home after bankruptcy, you are not alone. While bankruptcy can feel like a financial reset, it does not permanently close the door to homeownership. In fact, many buyers successfully purchase or refinance within a few years of filing. The key is understanding timing, credit recovery, and loan guidelines. Let’s […]
Best Loan Officer in Salt Lake County for First-Time Buyers
If you’re searching for the best loan officer Salt Lake County for first-time buyers, you’re probably not looking for “the best.” You’re looking for someone you can trust to handle it the right way. Because buying your first home?There’s a lot going on—and the wrong lender can make it way harder than it needs to […]
Best Mortgage Lender Best of SLC 2026 – Houzd Mortgage
Best Mortgage Lender Best of SLC 2026 Nominee Houzd Mortgage was nominated for Best Mortgage Lender Best of SLC 2026, and we found out late. Still, this one matters. The Best of SLC isn’t just another list. It reflects what’s actually happening in the Salt Lake market right now. It highlights the companies people trust when […]
Buying Now vs Waiting – What History Tells Us (and What It Doesn’t)
If you are debating buying now vs waiting, you are not alone. In fact, it may be the most common question in today’s housing market. Should you wait for rates to drop?Should you wait for prices to fall?Or should you buy now and adjust later? History gives us clues. However, it does not give us […]
Seller Paid Rate Buydown – The #1 Creative Financing Option Buyers Are Using Right Now
Right now, one of the most powerful creative financing strategies in the market is the seller paid rate buydown. While many buyers focus only on price, savvy buyers are negotiating terms that directly lower their monthly payment. In today’s rate environment, structure matters more than ever. As a result, seller paid rate buydowns have become […]
Top Loan Officers in South Jordan Utah — Houzd Mortgage Sweeps the Top 3
We’re thrilled to announce that three Houzd Mortgage loan officers were recognized as the Top Loan Officers in South Jordan Utah by FastExpert — a distinction that speaks to our team’s performance, professionalism, and local expertise. Specifically, according to FastExpert’s ranking for South Jordan, Utah: • Ashley Tuft – #1 Loan Officer in South Jordan […]
Divorce and Mortgage in Utah – What Happens to the House?
No one gets married planning for divorce. However, life changes. When it does, the house often becomes one of the biggest financial questions to solve. If you are navigating divorce and mortgage in Utah, you are not alone. More importantly, you have options. Whether you currently own a home together, want to keep the house, […]