Loan Officer Jobs in Utah – Why Join Houzd Mortgage

If you are researching loan officer jobs in Utah, you are likely asking a bigger question: where can I actually grow? Production matters. Compensation matters. However, long-term trajectory matters even more. At Houzd Mortgage, we are a Utah-based mortgage broker built for loan officers who want to scale intentionally. Rather than simply offering a seat […]

Utah First-Time Homebuyer Grants: How to Get Down Payment Assistance

Utah first-time homebuyer grants are helping buyers across the state purchase homes sooner than they thought possible. If saving for a down payment feels like the biggest obstacle between you and homeownership, you are not alone. Fortunately, several Utah programs exist specifically to bridge that gap. In 2026, grants and down payment assistance programs remain […]

Doctor Loans: A Mortgage Built for Medical Professionals

Becoming a doctor is one of the hardest financial journeys out there. Years of school, residency income, and student loan balances that would scare a normal underwriting system. Then the mortgage world looks at you and says, “Sorry, you don’t fit the box.” That’s exactly why the Doctor Loan exists. This program was created to […]

Utah Spring Housing Market: What First-Time Buyers Should Know

The Utah spring housing market brings more listings, more buyers, and more competition. For first-time buyers, spring can feel exciting and overwhelming at the same time. The good news? A little preparation now can make a huge difference once the market heats up. Below are practical first-time home buyer Utah tips to help you walk […]

1099 Income: Can Self-Employed Borrowers Qualify?

If you earn income as a contractor, freelancer, or independent worker, you’ve probably wondered whether a mortgage is possible with 1099 income. The short answer is yes — but how lenders review 1099 income matters more than most people expect. Unlike W-2 income, 1099 income comes with more variability, more write-offs, and more questions. That […]

Bank Statement Loans Explained

Bank Statement Loans Explained: A Self-Employed Borrower’s Guide Bank statement loans have become one of the most useful mortgage options for self-employed borrowers — especially when tax returns don’t tell the full story. If you own a business, work as a contractor, or earn income that fluctuates, this type of loan may offer flexibility that […]

Houzd Community Giveback

Houzd Community Giveback: Supporting the Communities We Serve The Houzd Community Giveback is our way of supporting the communities we serve every day. At Houzd Mortgage, we believe being part of a community means more than just working in it. Instead, it means showing up, paying attention, and taking consistent action where it matters most. […]

Valentine’s Day Events in Utah

Valentine’s Day Events in Utah: President’s Day Weekend Date Ideas If you’re searching for Valentine’s Day events in Utah, this year’s calendar gives you a little bonus. With Valentine’s Day lining up next to President’s Day weekend, it’s the perfect excuse to turn one date night into a full weekend of plans. Whether you’re planning […]

Buying a Home While Self-Employed: A Timeline & Planning Checklist

Buying a Home While Self-Employed: A Timeline & Planning Checklist Buying a home while self-employed can feel more complicated than it needs to be — not because it’s impossible, but because timing matters. Unlike W-2 buyers, self-employed borrowers have more control over how income appears on paper, which means planning ahead can make a meaningful […]