Is the 1% Down Program Only for First-Time Buyers?
One of the biggest misconceptions about the 1% down program is that only first-time homebuyers can use it. A lot of low down payment programs focus on first-time buyers. So, it makes sense that people assume this one works the same way. But here is the good news: more buyers may qualify for the 1% […]
Utah 4th of July Events Near Draper | 2026 Local Guide
Utah 4th of July Events Near Draper Utah 4th of July events are one of the best parts of summer along the Wasatch Front. If you live in Draper, Sandy, Riverton, South Jordan, Lehi, or anywhere nearby, you have plenty of local ways to celebrate Independence Day. There is something about the 4th of July […]
Buy a Home with 1% Down in Utah When Life Says It’s Time
Sometimes people buy a home because the market looks perfect. Most of the time though, people buy a home because life tells them it is time. The commute might be wearing on you. You may want to live closer to family. Or life may have changed with a new marriage, a baby on the way, […]
Future Millionaires Podcast: Anthony VanDyke on Staying Focused in a Chaotic Market
I was recently interviewed by Saahil Baxi on the Future Millionaires podcast, and it turned into a great conversation about money, habits, business, and staying focused when the market feels chaotic. Saahil’s podcast is built for young adults, entrepreneurs, creators, and future leaders who want to ask better questions about finances and the future. I […]
VantageScore Mortgage Update
For years, mortgage lenders have mostly used FICO scores when reviewing a buyer’s credit. But that is starting to change with the new VantageScore mortgage updates. Fannie Mae, Freddie Mac, and FHA have all started moving toward allowing VantageScores in mortgage underwriting. That may sound like a small technical change, but for some buyers, it […]
Goodwill Adjustment on Credit: Can It Help Your Mortgage Approval?
A goodwill adjustment on credit is something many future homebuyers have never heard of until one late payment starts causing problems. If you are thinking about buying a home, your credit history matters. Lenders look at your score, but they also review the details behind that score. Late payments, collections, high balances, and recent credit […]
Buying a Home in the Next Two Years? Start With Your Credit
Buying a home in the next two years may feel far away, but the best time to start preparing is usually earlier than most people think. Not because you need to panic or because you need to have every detail figured out today. The reason is simple: the sooner you know your numbers, the easier […]
Buy First, Sell Later: A Smarter Way to Use Your Home Equity
Buying a new home sounds exciting. Selling your current home first? Not always as fun. For many homeowners, the problem is not whether they can buy another home eventually. The problem is timing. Their equity is locked in their current home, but they need that money to buy the next one. That is where a […]
A Cost-Effective Listing Strategy: Buy First, Sell Later
Which home do you think sells better? A vacant home that has been cleaned up, painted, touched up, staged, and can be shown anytime? Or a lived-in home with kids, pets, laundry, old carpet, and hard showing windows? Exactly. That is one reason Buy First, Sell Later can be more than just a convenience option. […]
Mid-Year Credit Check-In: A Smart Move for Future Homebuyers
A mid-year credit check-in may not sound exciting, but it can be one of the smartest moves you make if buying a home is even remotely on your radar. June is the halfway point in the year. It gives you time to review your credit, fix small issues, and make a better plan before the […]