Purchase with 1% Down in Utah
Buying a home in Utah can feel harder when saving for a down payment keeps moving the finish line. The good news is that a new option may help. With the Houzd Mortgage 1% Down program, qualified buyers may be able to purchase a home with just 1% down out of pocket. For many buyers, […]
Buy Before You Sell Bridge Loan: How One Client Bought First and Sold Later
A Buy Before You Sell Bridge Loan can be a powerful solution for homeowners who have plenty of equity but not enough liquid cash to buy their next home before selling their current one. We recently helped a client in this exact situation. They owned a $1.7 million home free and clear. Their kids had […]
UWM VantageScore Update: What FICO and VantageScore Mean for Homebuyers
UWM VantageScore changes are giving mortgage brokers another way to help qualified buyers get approved for a home loan. United Wholesale Mortgage recently announced that brokers working with UWM now have access to both FICO® and VantageScore® for conventional loans. That may sound like a small credit update, but it could make a real difference […]
Provo Canyon Amphitheater: What Utah Homeowners Should Know
A new Provo Canyon amphitheater could be coming to one of Utah County’s most recognizable areas. The proposed project, called Vesper Amphitheater, was recently announced by members of the Osmond family. With David Osmond serving as executive director and Donny Osmond involved as chair of the advisory board. The venue is planned for a former […]
Buy Before You Sell: A Better Way to Move Into Your Next Home
For a long time, homeowners who wanted to move felt like they only had one real option. Sell their current home first. Then try to buy the next one. On paper, that sounds simple enough. In real life, it can be a little more chaotic. Selling first can mean temporary housing, rushed decisions, moving twice, […]
Moving Closer to Family in Utah: Why More Buyers Are Making the Move
Moving closer to family in Utah is becoming one of the biggest drivers behind why people are buying homes right now. And it’s not just a feeling—it’s showing up in the data. Most people moving in Utah today aren’t coming from out of state. They’re already here. They’re just choosing to move closer to family, […]
Best of SLC 2026 Mortgage Lender: Houzd Mortgage
Best of SLC 2026 Mortgage Lender: Houzd Mortgage We are excited to share that Houzd Mortgage won Best of SLC 2026 Mortgage Lender! This recognition means a lot to us because Best of SLC decided off of votes from people in our community. Houzd Mortgage was listed as the Gold winner in the Mortgage Lender […]
Single Women Buying Homes in Utah: Why More Are Buying Now
Single women buying homes in Utah is one of the most interesting shifts we’re seeing in today’s market. Right now, single women make up roughly 21% of homebuyers in Utah. That’s a meaningful jump compared to past years. More women are choosing to buy on their own, and the reasons behind it are actually pretty […]
Why People Are Buying Homes in Utah Right Now
If you’ve been wondering why people are buying homes in Utah right now—especially with rates and prices doing their thing—you’re not alone. The truth is, most buyers aren’t waiting for a “perfect” market. They are making moves based on their life. When you zoom out, the reasons start to make a lot more sense. Why […]
How to Buy a House with Bankruptcy (What You Need to Know)
If you’re trying to buy a house with bankruptcy, you’re probably wondering if it’s even possible. Short answer: yes. Longer answer: it depends on timing, strategy, and how your credit has been rebuilt since. Because bankruptcy doesn’t mean you’re done—it just means you need a plan. Can You Buy a House After Bankruptcy? Yes, you […]