Buying a home in Utah just got a whole lot easier (and yes, we’re cheering right along with you). Thanks to an exciting new option available through Houzd Mortgage, you can now purchase a home with as little as 1% down — making homeownership more affordable and accessible for more Utah families.
What Is the 1% Down Program?
The 1% down home loan Utah buyers are loving allows you to contribute just 1% of the purchase price as your down payment. Houzd Mortgage then kicks in an additional 2% (up to $7,000), helping you reach the typical 3% minimum down payment requirement.
This means you can keep more of your savings for important things, like moving expenses, new furniture, emergency funds, or even buying down your interest rate to save on monthly payments long-term.
Who Can Qualify?
While income limits do apply, this program was designed to help more Utahns — especially first-time homebuyers and those who have found it tough to save for a traditional down payment. It’s a fantastic way to finally step into the market with less financial stress and start building equity sooner.
Why This Program Matters
For many buyers, the down payment is the biggest barrier to homeownership. The 1% down home loan Utah offers helps remove that obstacle and opens the door to owning a home sooner than you might have thought possible. Instead of waiting years to save up a larger down payment, you can start creating memories in your own home now.
Ready to Learn More?
If you’re curious about how this program could work for you, contact Houzd Mortgage today. Our friendly, experienced team is here to answer every question and guide you step by step. Let’s make your dream of owning a home in Utah a reality — without the heavy upfront cost.