Top Loan Officers in Salt Lake City Utah – Four Houzd Mortgage Leaders Ranked by FastExpert
We’re proud to share that four Houzd Mortgage loan officers were ranked among the Top Loan Officers in Salt Lake City Utah by FastExpert. This recognition highlights the consistency, professionalism, and results our team delivers across the Wasatch Front. More importantly, having four loan officers inside the top five is more than a milestone. Instead, […]
Doctor Loans: A Mortgage Built for Medical Professionals
Becoming a doctor is one of the hardest financial journeys out there. Years of school, residency income, and student loan balances that would scare a normal underwriting system. Then the mortgage world looks at you and says, “Sorry, you don’t fit the box.” That’s exactly why the Doctor Loan exists. This program was created to […]
Utah Spring Housing Market: What First-Time Buyers Should Know
The Utah spring housing market brings more listings, more buyers, and more competition. For first-time buyers, spring can feel exciting and overwhelming at the same time. The good news? A little preparation now can make a huge difference once the market heats up. Below are practical first-time home buyer Utah tips to help you walk […]
1099 Income: Can Self-Employed Borrowers Qualify?
If you earn income as a contractor, freelancer, or independent worker, you’ve probably wondered whether a mortgage is possible with 1099 income. The short answer is yes — but how lenders review 1099 income matters more than most people expect. Unlike W-2 income, 1099 income comes with more variability, more write-offs, and more questions. That […]
Bank Statement Loans Explained
Bank Statement Loans Explained: A Self-Employed Borrower’s Guide Bank statement loans have become one of the most useful mortgage options for self-employed borrowers — especially when tax returns don’t tell the full story. If you own a business, work as a contractor, or earn income that fluctuates, this type of loan may offer flexibility that […]
Houzd Community Giveback
Houzd Community Giveback: Supporting the Communities We Serve The Houzd Community Giveback is our way of supporting the communities we serve every day. At Houzd Mortgage, we believe being part of a community means more than just working in it. Instead, it means showing up, paying attention, and taking consistent action where it matters most. […]
Valentine’s Day Events in Utah
Valentine’s Day Events in Utah: President’s Day Weekend Date Ideas If you’re searching for Valentine’s Day events in Utah, this year’s calendar gives you a little bonus. With Valentine’s Day lining up next to President’s Day weekend, it’s the perfect excuse to turn one date night into a full weekend of plans. Whether you’re planning […]
Buying a Home While Self-Employed: A Timeline & Planning Checklist
Buying a Home While Self-Employed: A Timeline & Planning Checklist Buying a home while self-employed can feel more complicated than it needs to be — not because it’s impossible, but because timing matters. Unlike W-2 buyers, self-employed borrowers have more control over how income appears on paper, which means planning ahead can make a meaningful […]
Self-Employed Mortgage Options: What to Know Before You File Your Taxes
Self-Employed Mortgage Options Start With Your Tax Returns If you’re self-employed, tax season isn’t just about checking a box and moving on. Your self-employed mortgage options are directly tied to how your income shows up on paper — and that can affect your ability to buy or refinance more than most people realize. Before you […]
Houzd Loan Officers Ranked Top in Utah by FastExpert
Houzd Loan Officers Ranked Top in Utah by FastExpert, recognizing members of our own team — Ashley Tuft, Anthony VanDyke, Carter Campbell, and Crew Carlson — for their commitment to clients and mortgage expertise. This recognition reflects the heart of how we work at Houzd: real conversations, thoughtful strategy, and a team that cares about […]