Top Mortgage Options in Draper, Utah — 2025 Buyer’s Guide
If you’re searching for the top mortgage options in Draper, Utah, you’re probably trying to figure out which loan type fits your budget, your long-term goals, and our unique local market. Draper is one of the fastest-growing cities along the Wasatch Front, with a mix of first-time buyers, move-up families, and luxury home shoppers. Knowing […]
FHA Loan Credit Score Utah — What You Need to Know Before You Buy
FHA loan credit score Utah — it’s one of the first things buyers Google when they’re thinking about purchasing a home. If you’re hoping to buy a house but aren’t sure if your credit is “good enough,” an FHA loan could be the perfect solution. These loans, backed by the Federal Housing Administration, are built […]
First-Time Homebuyer Programs in Utah: What You Really Need to Know
Buying Your First Home in Utah If you’re a first-time buyer in Salt Lake County or Utah County, you’ve probably asked: “How much do I need for a down payment?” The good news is—buying a home in Utah may be more affordable than you think. Several programs exist to help you with down payment and […]
Common Questions About Low Down Payment Mortgages in Utah
How can I buy a home with just 1% down in Utah? The 1% down conventional loan program is designed to help buyers get into homes with minimal upfront costs. By combining your own savings with down payment assistance—like the 2% we cover—you can make homeownership more affordable than you think. What down payment assistance […]
Houzd Mortgage Launches Innovative Conventional 1% Down Loan Program to Help Utah Homebuyers
Houzd Mortgage, a leading mortgage brokerage serving Salt Lake City and surrounding Utah counties, is excited to announce the launch of its Conventional 1% Down Loan Program, designed to make homeownership more accessible for first-time buyers and those struggling to save for a down payment. The Conventional 1% Down Loan Program allows qualified homebuyers to […]
How to Buy a Home in Utah with Just 1% Down
Buying a home in Utah just got a whole lot easier (and yes, we’re cheering right along with you). Thanks to an exciting new option available through Houzd Mortgage, you can now purchase a home with as little as 1% down — making homeownership more affordable and accessible for more Utah families. What Is the […]
Bridging the Gap: A New Path to Homeownership for ITIN and Non-Traditional Buyers
For many families, owning a home is a fundamental step toward stability and building a better future. But for ITIN holders and other non-traditional buyers, the road to homeownership has been filled with challenges. Take the Rodriguezes, for example. They saved diligently and managed to put down a significant down payment on their first home. […]
No savings? No problem. The new Dynamite Program changes everything.
If you’ve been waiting until you “save enough” to buy a home—stop waiting. The Dynamite Program just launched, and it’s flipping the script for buyers who don’t have cash sitting in the bank. Here’s what makes it different: it gives you 3.5% toward your down payment as a gift, not a loan. You don’t repay […]
The Truth About Down Payment Assistance: What Homebuyers Don’t Know
If you think you need 20% down to buy a home, you’re not alone. It’s one of the biggest myths in real estate. The truth? Most buyers purchase with just 3-5% down—and many qualify for Down Payment Assistance (DPA) programs that can cover part of their down payment and even closing costs. Yet, 83% of […]
STOP! Don’t Buy That Boat (Yet): 5 Surprising Ways to Sabotage Your Home Loan
Picture this: You are about to close on your dream home. Then, BOOM. The deal falls through because you financed a brand-new jet ski two days before closing. Who knew that buying a floating couch could sink your mortgage approval? Buying a home is exciting, but it is also a fragile process that can derail […]